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| FACTS | WHAT DOES CITIZENS BANK OF WESTON, INC>
DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and payment history
- Checking account information and account balances
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citizens Bank of Weston, Inc. chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Citizens Bank of Weston, Inc. share? | Can you limit this sharing? |
| For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes—
to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | NO | We Don’t Share |
| For our affiliates’ everyday business purposes—
information about your transactions and experiences | NO | We Don’t Share |
| For our affiliates’ everyday business purposes—
information about your creditworthiness | NO | We Don’t Share |
| For nonaffiliates to market to you | NO | We Don’t Share |
| Questions? | Call 304-269-2862 or 304-884-7825 |
| What we do |
| How does Citizens Bank of Weston, Inc. protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.Citizens Bank of Weston, Inc. does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. The bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Citizens Bank restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services for you. Our employees are held to the highest standard of conduct in ensuring the confidentiality of customer information. The bank strives to maintain account information that is both accurate and complete. Outside parties who process information about our account owners are asked to abide by our Privacy Policy. |
| How does Citizens Bank of Weston, Inc. collect my personal information? | We collect your personal information, for example, when you
- Open an account or deposit money
- Apply for a loan or pay your bills
- Use your credit or debit card
We also collect your personal information from other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Citizens Bank of Weston, Inc. does not share with our affiliate.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Citizens Bank of Weston, Inc. does not share with nonaffiliates so they can market you.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Citizens Bank of Weston, Inc. doesn’t jointly market.
|
| Other Important Information |
| In compliance with regulations on Privacy of Consumer Financial Information as declared by the Federal Deposit Insurance Corporation, the Federal Reserve, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision. |
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